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Planning for Retirement

Are you retiring next year, within the next few years, a decade from now, or 30 years from now? Exactly when you plan on needing the money you have invested is a major factor of your investment strategy. A person who is 30, or more, years away from retirement is usually capable of accepting more risk in their investment strategy and therefore a higher potential gain in their investment portfolio may be realized than a person who is 5 years away from retirement and may be more concerned about the security of their investment portfolio.